credit management?

Trena Berum: Do NOT take out any debt before your loan closes. You did not disclose the specifics of your financial situation, so I can't say whether or not you doing so will result in your loan not getting funded, but taking on new debt while in process on a loan is a recipe for disaster. You will alter your debt-to-income ratio and that could be enough to cause the loan to be rejected.Wait three more weeks. Once the loan closes you can do as you please....Show more

Shaun Rapkowicz: It will impact approval, and it will be very harmful. There is no good time to increase credit card debt during escrow. If you can't do this without increasing credit card debt, then just walk away from the deal now, and try to get back your deposit, if any.

Alise Rutgers: I'm buying a rental house and escrow has started 8/21 (the plan is to close on 9/29). As of last Friday (9/4), credit reports had been run, loan was approved with condition of providing more documents. I provi! ded the documents at the same day. I have enough cash to pay the down payment, but that would be helpful if I raise additional cash by increasing credit card debt (I have a new card that allows balance transfer for 18 months no interest) because I need cash for other investments. Will increasing credit card debt at this point hurt my chance of getting my loan? When should be a good time to increase credit card debt during escrow?...Show more

Raymon Fiene: http://www.badcreditcash.net

Frederic Engellant: Which of these 4 methods are the same as the "daily balance (including current transactions) method?Average daily balance, two cycle average daily balance, previous balance, or adjusted balanceIf you don't know what any of those four mean you can look here: http://upsideofmoney.com/how-is-my-credit-card-bal...Thanks!...Show more

Fritz Sisomphou: Just call the 800 number on the card and ask for the balance. It's all automatic prompts.

Francis Stickle: ! sounds like a homework question ???

Elbert Donatelli: a)! credit period b)credit assessmnt/standardc) credit limit d)cost of cash discounte) debt collection procedurs

Darwin Ecton: http://tdiw.com John Cummuta. I have sold this product at a telemarkeing firm. I never looked into it....but thats the website

Rick Duchane: KCBS has been running his spots for a while now, "pay off your mortgage in 3 yrs, 5 yrs, etc. NO WEBSITE! Only an 800 number. I wonder if its another MMA type scam.